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BEGIN:VEVENT
DTSTART;TZID=America/New_York:20191102T090000
DTEND;TZID=America/New_York:20191102T110000
DTSTAMP:20260417T141259
CREATED:20180607T221953Z
LAST-MODIFIED:20190926T195438Z
UID:10000622-1572685200-1572692400@habitatforsyth.org
SUMMARY:Budgeting and Money Management
DESCRIPTION:Description:  This class will discuss financial goals\, establishing a budget\, saving\, spending and money-management tips. \nRegistration:  Advance registration is required. Limited to 24 people. Open to anyone interested in learning more about managing your money. Register online or call 765-8854 ext. 135. Registration form \n  \n 
URL:https://habitatforsyth.org/event/budgetingandmonymanagement-2-2/
LOCATION:Habitat Housing Education Center\, 1023 West 14th Street\, Winston Salem\, NC\, 27105\, United States
CATEGORIES:Financial Education,Homeowner Education
GEO:36.1130032;-80.255454
X-APPLE-STRUCTURED-LOCATION;VALUE=URI;X-ADDRESS=Habitat Housing Education Center 1023 West 14th Street Winston Salem NC 27105 United States;X-APPLE-RADIUS=500;X-TITLE=1023 West 14th Street:geo:-80.255454,36.1130032
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20191029T180000
DTEND;TZID=America/New_York:20191029T193000
DTSTAMP:20260417T141259
CREATED:20171025T211730Z
LAST-MODIFIED:20190926T194244Z
UID:10000589-1572372000-1572377400@habitatforsyth.org
SUMMARY:Get Smart About Credit – Part 2
DESCRIPTION:Description:  This final session will deal with how to read your credit report\, preventing credit fraud and how to improve your credit score. \nRegistration:  Advance registration is required. Limited to 24 people. Open to anyone interested in learning more about credit. Register online or call 765-8854 ext. 135. Registration form
URL:https://habitatforsyth.org/event/get-smart-about-credit-part-2-3/
LOCATION:Habitat Housing Education Center\, 1023 West 14th Street\, Winston Salem\, NC\, 27105\, United States
CATEGORIES:Financial Education,Homeowner Education
GEO:36.1130032;-80.255454
X-APPLE-STRUCTURED-LOCATION;VALUE=URI;X-ADDRESS=Habitat Housing Education Center 1023 West 14th Street Winston Salem NC 27105 United States;X-APPLE-RADIUS=500;X-TITLE=1023 West 14th Street:geo:-80.255454,36.1130032
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20191022T180000
DTEND;TZID=America/New_York:20191022T193000
DTSTAMP:20260417T141259
CREATED:20180921T165728Z
LAST-MODIFIED:20190923T144851Z
UID:10000639-1571767200-1571772600@habitatforsyth.org
SUMMARY:Get Smart About Credit - Part 1
DESCRIPTION:Description:  Providing in-depth information needed to understand credit and your credit score – what it is and how to make it work for you. This is the first of a 2-part series. \nRegistration:  Advance registration is required. Limited to 24 students. Open to anyone interested in learning more about credit. Register online or call 765-8854 ext. 135. Registration form
URL:https://habitatforsyth.org/event/get-smart-about-credit-part-1/
LOCATION:Habitat Housing Education Center\, 1023 West 14th Street\, Winston Salem\, NC\, 27105\, United States
CATEGORIES:Financial Education,Homeowner Education
GEO:36.1130032;-80.255454
X-APPLE-STRUCTURED-LOCATION;VALUE=URI;X-ADDRESS=Habitat Housing Education Center 1023 West 14th Street Winston Salem NC 27105 United States;X-APPLE-RADIUS=500;X-TITLE=1023 West 14th Street:geo:-80.255454,36.1130032
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20190629T090000
DTEND;TZID=America/New_York:20190629T120000
DTSTAMP:20260417T141259
CREATED:20180731T135443Z
LAST-MODIFIED:20190611T153255Z
UID:10000497-1561798800-1561809600@habitatforsyth.org
SUMMARY:Personal Finances
DESCRIPTION:Building an awareness of the finances coming in and going out of the  household\, developing a personal financial strategy\, creating a budget\, prioritizing bills and sharing savings tips. \nRegistration Required: Click here to register or call  336.765.8854 ext. 135                                                                                                                                                                                   (Open to Habitat Homeowners Only) 
URL:https://habitatforsyth.org/event/personal-finances/
LOCATION:Habitat Housing Education Center\, 1023 West 14th Street\, Winston Salem\, NC\, 27105\, United States
CATEGORIES:Financial Education
ORGANIZER;CN="Lakisha Jordan":MAILTO:traininged@habitatforsyth.org
GEO:36.1130032;-80.255454
X-APPLE-STRUCTURED-LOCATION;VALUE=URI;X-ADDRESS=Habitat Housing Education Center 1023 West 14th Street Winston Salem NC 27105 United States;X-APPLE-RADIUS=500;X-TITLE=1023 West 14th Street:geo:-80.255454,36.1130032
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20190504T090000
DTEND;TZID=America/New_York:20190504T120000
DTSTAMP:20260417T141259
CREATED:20181219T204323Z
LAST-MODIFIED:20190418T142641Z
UID:10000646-1556960400-1556971200@habitatforsyth.org
SUMMARY:Family Finances
DESCRIPTION:Description: Come learn to build a family-friendly budget to accommodate all of life’s needs and wants. This course will walk you through the construction and implementation of how to set a family or individual budget. All you need to bring is yourself\, nothing else. \n  \nRegistration: Open to the public and is required. Register online by 4/26/2019 or call 765-8854 ext. 135. Registration form.
URL:https://habitatforsyth.org/event/money-management-family-budgeting-and-planning-2/
LOCATION:Habitat Housing Education Center\, 1023 West 14th Street\, Winston Salem\, NC\, 27105\, United States
CATEGORIES:Financial Education,Homeowner Education
ORGANIZER;CN="Lakisha Jordan":MAILTO:traininged@habitatforsyth.org
GEO:36.1130032;-80.255454
X-APPLE-STRUCTURED-LOCATION;VALUE=URI;X-ADDRESS=Habitat Housing Education Center 1023 West 14th Street Winston Salem NC 27105 United States;X-APPLE-RADIUS=500;X-TITLE=1023 West 14th Street:geo:-80.255454,36.1130032
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20190430T180000
DTEND;TZID=America/New_York:20190430T200000
DTSTAMP:20260417T141259
CREATED:20180607T221953Z
LAST-MODIFIED:20190314T235118Z
UID:10000620-1556647200-1556654400@habitatforsyth.org
SUMMARY:Budgeting and Money Management
DESCRIPTION:Providing the basic skills/knowledge associated with creating and maintaining a budget. \nRegistration Required: Click here to register or call  336.765.8854 ext. 135                                                                                                                                                                                     (Open to the public) Available to the first 25 people who register  \n 
URL:https://habitatforsyth.org/event/budgetingandmonymanagement-2/
LOCATION:Habitat Housing Education Center\, 1023 West 14th Street\, Winston Salem\, NC\, 27105\, United States
CATEGORIES:Financial Education,Homeowner Education
ORGANIZER;CN="Lakisha Jordan":MAILTO:traininged@habitatforsyth.org
GEO:36.1130032;-80.255454
X-APPLE-STRUCTURED-LOCATION;VALUE=URI;X-ADDRESS=Habitat Housing Education Center 1023 West 14th Street Winston Salem NC 27105 United States;X-APPLE-RADIUS=500;X-TITLE=1023 West 14th Street:geo:-80.255454,36.1130032
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20190413T090000
DTEND;TZID=America/New_York:20190413T120000
DTSTAMP:20260417T141259
CREATED:20180607T221953Z
LAST-MODIFIED:20190314T235226Z
UID:10000618-1555146000-1555156800@habitatforsyth.org
SUMMARY:Budgeting and Money Management
DESCRIPTION:Providing the basic skills/knowledge associated with creating and maintaining a budget. \nRegistration Required: Click here to register or call  336.765.8854 ext. 135                                                                                                                                                                                     (Open to the public) Available to the first 25 people who register  \n 
URL:https://habitatforsyth.org/event/budgetingandmonymanagement/
LOCATION:Habitat Housing Education Center\, 1023 West 14th Street\, Winston Salem\, NC\, 27105\, United States
CATEGORIES:Financial Education,Homeowner Education
ORGANIZER;CN="Lakisha Jordan":MAILTO:traininged@habitatforsyth.org
GEO:36.1130032;-80.255454
X-APPLE-STRUCTURED-LOCATION;VALUE=URI;X-ADDRESS=Habitat Housing Education Center 1023 West 14th Street Winston Salem NC 27105 United States;X-APPLE-RADIUS=500;X-TITLE=1023 West 14th Street:geo:-80.255454,36.1130032
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20190314T180000
DTEND;TZID=America/New_York:20190314T193000
DTSTAMP:20260417T141259
CREATED:20180607T221652Z
LAST-MODIFIED:20190221T173119Z
UID:10000614-1552586400-1552591800@habitatforsyth.org
SUMMARY:Life Insurance- Understanding Life Insurance
DESCRIPTION:Life Insurance \nDate/Time: Thursday\, March  14th– 6:00pm to 7:30pm \nDescription:  This life insurance course can help make it easier to understand the basics about how life insurance works\, types of coverage available\, why you need it\, and how to go about choosing a plan that’s right for you. \nRegistration: Required. Click here to register or call to register: 765-8854 ext. 135.
URL:https://habitatforsyth.org/event/life-insurance/
LOCATION:NC
CATEGORIES:Financial Education,Homeowner Education
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20181108T180000
DTEND;TZID=America/New_York:20181108T200000
DTSTAMP:20260417T141259
CREATED:20181009T180850Z
LAST-MODIFIED:20181024T160943Z
UID:10000507-1541700000-1541707200@habitatforsyth.org
SUMMARY:Law Information Session- Wake Forest Law
DESCRIPTION:This training will cover 3 important topics: \nEXPUNGEMENT:- North Carolina law allows for certain misdemeanors and felonies to be expunged from a person’s record come learn more about the expungement process and how an expungement clinic can possibly assist you. \nHEALTH CARE POWER OF ATTORNEY- Learn what documents are needed to designate who can dictate your end of life care when you cannot make health care decisions themselves. \nWILLS– Learn more about the legal documentation that dictates who gets property\, and in some cases child custody\, in the event of ones passing. \n  \nThis course is open to the public. Registration:  Required.  Register online or call 765-8854 ext. 135. Registration form  \n 
URL:https://habitatforsyth.org/event/law-information-session-wake-forest-law/
LOCATION:Habitat Housing Education Center\, 1023 West 14th Street\, Winston Salem\, NC\, 27105\, United States
CATEGORIES:Financial Education,Homeowner Education,Homeownership
ORGANIZER;CN="Lakisha Jordan":MAILTO:traininged@habitatforsyth.org
GEO:36.1130032;-80.255454
X-APPLE-STRUCTURED-LOCATION;VALUE=URI;X-ADDRESS=Habitat Housing Education Center 1023 West 14th Street Winston Salem NC 27105 United States;X-APPLE-RADIUS=500;X-TITLE=1023 West 14th Street:geo:-80.255454,36.1130032
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20181025T140000
DTEND;TZID=America/New_York:20181025T153000
DTSTAMP:20260417T141259
CREATED:20171025T211730Z
LAST-MODIFIED:20180924T165648Z
UID:10000588-1540476000-1540481400@habitatforsyth.org
SUMMARY:Get Smart About Credit – Part 2
DESCRIPTION:Description:  This final session will deal with how to read your credit report\, preventing credit fraud and how to improve your credit score. Plus: Find out how millions of Americans have been impacted by the Equifax credit breach and what to do to safeguard your credit. We will also have the Point onsite to schedule personal appointments with certified financial counselors and coaches. Door prizes awarded. \nRegistration:  Advance registration is required. Register online or call 765-8854 ext. 135. Registration form Limited to 24 students. Open to anyone interested in learning more about credit.
URL:https://habitatforsyth.org/event/get-smart-about-credit-part-2-2/
LOCATION:Habitat Housing Education Center\, 1023 West 14th Street\, Winston Salem\, NC\, 27105\, United States
CATEGORIES:Financial Education,Homeowner Education
ORGANIZER;CN="Lakisha Jordan":MAILTO:traininged@habitatforsyth.org
GEO:36.1130032;-80.255454
X-APPLE-STRUCTURED-LOCATION;VALUE=URI;X-ADDRESS=Habitat Housing Education Center 1023 West 14th Street Winston Salem NC 27105 United States;X-APPLE-RADIUS=500;X-TITLE=1023 West 14th Street:geo:-80.255454,36.1130032
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20181002T180000
DTEND;TZID=America/New_York:20181002T180000
DTSTAMP:20260417T141259
CREATED:20180828T153753Z
LAST-MODIFIED:20180828T171058Z
UID:10000636-1538503200-1538503200@habitatforsyth.org
SUMMARY:*Required* Financial Peace University Oct 2-Nov 27 (Every Tuesday) 6:00-8:00PM
DESCRIPTION:  \nFinancial Peace University (FPU) is facilitated by Winston-Salem Federal Credit Union. This 9-week series is held on Tuesdays and each session is 2 hours. (Location to be announced.) This class will not be offered again until 2019. \nClass dates: 10/2\, 10/9\, 10/16\, 10/23\, 10/30\, 11/6\, 11/13\, 11/20 and 11/27 \nAttendance: Must attend 8 of the 9 classes. If any questions please discuss with program contacts. \nProgram description and registration details: \n\nPart of the REQUIRED financial management component\, which has been designed to teach financial practices and principles for individuals and families.\nCost: $93 for membership kits\, which are paid for by Habitat. Note: Partner family will need to repay Habitat if you withdraw or do not fulfill this program’s requirements.\nProgram contacts: Shelby Powell or Tony Ebron Phone: (336) 727-2663 (ext. 102).\nChildcare is not provided.\n\nRegistration: Required. Click here to register or call to register: 336.765.8854 ext. 135.
URL:https://habitatforsyth.org/event/__trashed-2/
LOCATION:NC
CATEGORIES:Financial Education,Homeowner Education
ORGANIZER;CN="Lakisha Jordan":MAILTO:traininged@habitatforsyth.org
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20180912T093000
DTEND;TZID=America/New_York:20180912T113000
DTSTAMP:20260417T141259
CREATED:20171025T211730Z
LAST-MODIFIED:20180814T200250Z
UID:10000585-1536744600-1536751800@habitatforsyth.org
SUMMARY:Goal Setting
DESCRIPTION:**This required course is replacing the Get Smart about Credit course**. If you previously registered for the Get Smart About Credit course then your registration will be automatically transferred to Goal Setting. This course will help partner families identify opportunities to set attainable goals and will help create steps and supports systems to reaching their goals. Please continue to check the website for the updated time and date for the required Get Smart about Credit course. \nRegistration Required: Click here to register or call  336.765.8854 ext. 135                                                                                                                                                                                    (NOT Open to the public)
URL:https://habitatforsyth.org/event/get-smart-about-credit/
LOCATION:Habitat Housing Education Center\, 1023 West 14th Street\, Winston Salem\, NC\, 27105\, United States
CATEGORIES:Financial Education,Homeowner Education
ORGANIZER;CN="Lakisha Jordan":MAILTO:traininged@habitatforsyth.org
GEO:36.1130032;-80.255454
X-APPLE-STRUCTURED-LOCATION;VALUE=URI;X-ADDRESS=Habitat Housing Education Center 1023 West 14th Street Winston Salem NC 27105 United States;X-APPLE-RADIUS=500;X-TITLE=1023 West 14th Street:geo:-80.255454,36.1130032
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20180830T140000
DTEND;TZID=America/New_York:20180830T153000
DTSTAMP:20260417T141259
CREATED:20180725T221049Z
LAST-MODIFIED:20180730T202642Z
UID:10000496-1535637600-1535643000@habitatforsyth.org
SUMMARY:Estate Planning and Life Insurance Strategies
DESCRIPTION:A review of the essential steps that can help protect your family’s financial health and how to create a plan that ensures that your assets are transferred according to your wishes. \nRegistration Required: Click here to register or call  336.765.8854 ext. 135                                                                                                                                                                                   (Open to Habitat Homeowners Only) 
URL:https://habitatforsyth.org/event/estate-planning-and-life-insurance-strategies/
LOCATION:Habitat Housing Education Center\, 1023 West 14th Street\, Winston Salem\, NC\, 27105\, United States
CATEGORIES:Financial Education,Homeowner Education
ORGANIZER;CN="Lakisha Jordan":MAILTO:traininged@habitatforsyth.org
GEO:36.1130032;-80.255454
X-APPLE-STRUCTURED-LOCATION;VALUE=URI;X-ADDRESS=Habitat Housing Education Center 1023 West 14th Street Winston Salem NC 27105 United States;X-APPLE-RADIUS=500;X-TITLE=1023 West 14th Street:geo:-80.255454,36.1130032
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20180419T141500
DTEND;TZID=America/New_York:20180419T154500
DTSTAMP:20260417T141259
CREATED:20180408T215803Z
LAST-MODIFIED:20180730T201646Z
UID:10000481-1524147300-1524152700@habitatforsyth.org
SUMMARY:Bank on Your Success: Banking Basics
DESCRIPTION:Description: A course that helps you learn the value of a checking account\, use tools to help you save money and find out how to establish credit. \nRegistration: Required. Call to register: 336-765-8854 ext. 135 or register online: Registration form
URL:https://habitatforsyth.org/event/bank-on-your-success-banking-basics/
LOCATION:Habitat Housing Education Center\, 1023 West 14th Street\, Winston Salem\, NC\, 27105\, United States
CATEGORIES:Financial Education,Homeowner Education
GEO:36.1130032;-80.255454
X-APPLE-STRUCTURED-LOCATION;VALUE=URI;X-ADDRESS=Habitat Housing Education Center 1023 West 14th Street Winston Salem NC 27105 United States;X-APPLE-RADIUS=500;X-TITLE=1023 West 14th Street:geo:-80.255454,36.1130032
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20180215T130000
DTEND;TZID=America/New_York:20180215T143000
DTSTAMP:20260417T141259
CREATED:20171128T014418Z
LAST-MODIFIED:20180730T202620Z
UID:10000479-1518699600-1518705000@habitatforsyth.org
SUMMARY:Life Insurance & Estate Planning
DESCRIPTION:Description: Financial protection and steps to take to help ensure an effective transfer of your assets. Planning for yourself and the allocation of personal property in later years\, e.g. life insurance coverage\, power of attorney\, trust\, will and testament\, etc. \nAudience: Anyone interested. \nRegistration: Advance registration recommended. Register online or call 765-8854 ext. 135.  Registration form
URL:https://habitatforsyth.org/event/estate-planning/
LOCATION:NC
CATEGORIES:Financial Education,Homeowner Education
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20171026T141500
DTEND;TZID=America/New_York:20171026T154500
DTSTAMP:20260417T141259
CREATED:20171025T211730Z
LAST-MODIFIED:20180730T201933Z
UID:10000583-1509027300-1509032700@habitatforsyth.org
SUMMARY:Get Smart About Credit – Part 2
DESCRIPTION:Description:  This final session will deal with how to read your credit report\, preventing credit fraud and how to improve your credit score. Plus: Find out how 143 Million Americans have been impacted by the Equifax credit breach and what to do to safeguard your credit. We will also have the Point onsite to schedule personal appointments with certified financial counselors and coaches. Door prizes awarded. \nRegistration:  Advance registration is required. Register online or call 765-8854 ext. 135. Registration form Limited to 24 students.
URL:https://habitatforsyth.org/event/get-smart-about-credit-part-2/
LOCATION:Habitat Housing Education Center\, 1023 West 14th Street\, Winston Salem\, NC\, 27105\, United States
CATEGORIES:Financial Education,Homeowner Education
GEO:36.1130032;-80.255454
X-APPLE-STRUCTURED-LOCATION;VALUE=URI;X-ADDRESS=Habitat Housing Education Center 1023 West 14th Street Winston Salem NC 27105 United States;X-APPLE-RADIUS=500;X-TITLE=1023 West 14th Street:geo:-80.255454,36.1130032
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20170623T140000
DTEND;TZID=America/New_York:20170623T153000
DTSTAMP:20260417T141259
CREATED:20170319T194323Z
LAST-MODIFIED:20180730T202613Z
UID:10000572-1498226400-1498231800@habitatforsyth.org
SUMMARY:Money Management: Family Budgeting and Planning
DESCRIPTION:Description: Come learn to build a family-friendly budget to accommodate all of life’s needs and wants. This course will walk you through the construction and implementation of how to set a family or individual budget. All you need to bring is yourself\, nothing else. \nAudience: New Habitat homeowners who have been in their homes two years or less or anyone wanting a refresher. \nRegistration: Required. Register online or call 765-8854 ext. 135. Registration form.
URL:https://habitatforsyth.org/event/money-management-family-budgeting-and-planning/
LOCATION:Habitat Housing Education Center\, 1023 West 14th Street\, Winston Salem\, NC\, 27105\, United States
CATEGORIES:Financial Education,Homeowner Education
GEO:36.1130032;-80.255454
X-APPLE-STRUCTURED-LOCATION;VALUE=URI;X-ADDRESS=Habitat Housing Education Center 1023 West 14th Street Winston Salem NC 27105 United States;X-APPLE-RADIUS=500;X-TITLE=1023 West 14th Street:geo:-80.255454,36.1130032
END:VEVENT
END:VCALENDAR